When trying to find any information on this particular urban legend, we could not find anything other than the same copy and paste story that has been circulating around the internet about this particular legend. The story (listed below) has not, as of this point, been confirmed as being factual. We are currently in the process of reviewing newspaper archives to determine if the story below has any factual basis.
"This road, once known as Ferry Street, travels down a steep hill toward the Missouri River. Long ago locals would board the ferry at the landing at the bottom of the hill. When it was still referred to as Ferry Street, a woman traveling down the road in a buggy lost control of her horses, became unhitched from the animals and plummeted down the street into the freezing river. Trapped inside, her drowned body was never recovered. Today, men walking along the riverbank have heard a woman calling them to join her in the murky water below."